We cut through the complexity so you can make confident decisions about your Medicare coverage — and our consultation services are always at no cost to you.
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OUR TEAM
One2One Insurance Advisors is a team of independent agents who specialize in Medicare. We're not tied to any single carrier — which means our only priority is finding the right plan for you, at no cost.
Owner & Lead Advisor
Pitt engineering grad with an analytical approach to Medicare planning. Chris founded One2One to bring unbiased, personalized guidance to Western PA.
Office manager
Passionate about making Medicare simple and stress-free, Darla guides clients through every step of the process.
Medicare Advisor
Dedicated to helping clients understand their options and find the coverage that fits their lifestyle and budget.
Whether you're turning 65, reviewing your current plan, or just have questions — we're here to help, and it's always free.
COMMON QUESTIONS
Quick answers to the questions we hear most often.
When should I start looking into Medicare?
We recommend starting at least 3–4 months before turning 65. Even if you plan to continue working, your Medicare options should be reviewed — early planning avoids penalties.
Who is eligible for Medicare?
Medicare eligibility is triggered in four circumstances: turning 65, being granted full disability (after 24 months), being diagnosed with Stage 4 ESRD, or being diagnosed with ALS. Each has its own enrollment windows.
Does Original Medicare cover dental, vision, and hearing?
No — Original Medicare does not cover dental, vision, or hearing. However, most Medicare Advantage plans offer benefit allowances for these services. We can help you find a plan that fits.
Is there really no cost for your services?
Correct — all of our Medicare consultation services are completely free to you. Our compensation comes directly from the insurance companies, keeping our advice unbiased.
What's the difference between Medicare Advantage and a Supplement?
Medicare Advantage replaces Original Medicare with a bundled plan, often including extra benefits. A Supplement works alongside Original Medicare to cover out-of-pocket costs. We'll help you decide which fits best.
What happens if my plan changes next year?
Medicare plans can change benefits, costs, and provider networks annually. That's why we do a free plan review every year to make sure you're still on the best option — and switch you if something better is available.
GET IN TOUCH
Have a question or want to chat? Reach out anytime — or fill out the form to schedule a call.
Our Office
3925 Reed Blvd, Suite 202
Murrysville, PA 15668
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